For people with UK pension funds planning to retire abroad, QROPS could be the key to unlocking those funds.

The benefits of a QROPS pension scheme
  • No inheritance tax.
  • Reduces the amount of income tax – in some cases to zero.
  • If you die, all of your pension passes – in full – to beneficiaries of your choosing.
  • Removes the potential need to buy an annuity.
  • Can provide a tax free lump sum greater than that in the UK, after five years.
Why you should talk to Infinity
  • Our consultants cover the Far East, so wherever you are, we can be there too.
  • HMRC rules and regulations for setting up QROPS schemes are very strict – you need an expert to make sure you choose a qualifying scheme.
  • We’ve helped hundreds of British expats take advantage of QROPS.
  • We really understand what it’s like living and working abroad… after all, we’re expats too.
  • Long-term financial planning is the backbone of our business.
There are countless QROPS schemes to choose from – so it’s vital to seek the advice of an expert to help you make the right choice.


Five things you should know about QROPS
  1. QROPS schemes must be recognised by HMRC (Her Majesty’s Revenue and Customs office)
  2. Schemes do not need to be set up in your new country of residence
  3. …but they must be established in an approved country, e.g. Isle of Man, Jersey, Switzerland, Australia, New Zealand, or a member state of the European Union
  4. At least 70% of the funds transferred should be used to provide the member with income for life
  5. The remaining lump sum plus investment growth can potentially be accessed from age 55
If you’re one of the three million Britons living abroad, and you have a UK pension scheme, or if you are of any nationality and you hold a UK pension, call us to find out if you could take advantage of QROPS

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For Further Information

Visit the main Infinity Financial Solutions site, including our page on pensions and QROPS.


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or go to the main Infinity contact page to find your local Infinity office telephone number.

Find out if your UK pension can be transferred to a QROPS scheme.